Thai Payment Integration: Скилл для интеграции платежей

--- id: SKL-thai-THAIPAYMENTINTEGRATION name: Thai Payment Integration description: Integration with Thai payment systems including PromptPay, Thai QR Payment Standard, and local payment gateways (Omise, 2C2P). This skill covers payment processing, reconciliation, refunds, and compli version: 1.0.0 status: active owner: '@cerebra-team' last_updated: '2026-02-22' category: Backend tags: - api - backend - server - database stack: - Python - Node.js - REST API - GraphQL difficulty: Intermediate --- # Thai Payment Integration ## Skill Profile *(Select at least one profile to enable specific modules)* - [ ] **DevOps** - [x] **Backend** - [ ] **Frontend** - [ ] **AI-RAG** - [ ] **Security Critical** ## Overview Integration with Thai payment systems including PromptPay, Thai QR Payment Standard, and local payment gateways (Omise, 2C2P). This skill covers payment processing, reconciliation, refunds, and compliance with Bank of Thailand regulations. ## Why This Matters - **Local Compliance**: Meet Bank of Thailand (BOT) regulations - **User Experience**: Support popular Thai payment methods (PromptPay, QR codes) - **Security**: PCI DSS compliance for card payments - **Trust**: Proper reconciliation and refund processes build customer trust --- ## Core Concepts & Rules ### 1. Core Principles - Follow established patterns and conventions - Maintain consistency across codebase - Document decisions and trade-offs ### 2. Implementation Guidelines - Start with the simplest viable solution - Iterate based on feedback and requirements - Test thoroughly before deployment ## Inputs / Outputs / Contracts * **Inputs**: - Payment gateway credentials (Omise, 2C2P) - Merchant IDs and API keys - Payment request details (amount, currency, description) - Customer information * **Entry Conditions**: - Payment gateway accounts are set up - Merchant IDs are verified - API credentials are secured * **Outputs**: - Payment charges and transactions - QR codes for PromptPay - Payment verification results - Reconciliation reports * **Artifacts Required (Deliverables)**: - Payment integration code - QR code generation service - Payment verification system - Reconciliation system * **Acceptance Evidence**: - Payments are processed successfully - QR codes are generated correctly - Callbacks are verified - Reconciliation matches bank records * **Success Criteria**: - 100% of payments processed successfully - QR codes expire within 15 minutes - Reconciliation accuracy > 99% - Refunds processed within 24 hours ## Skill Composition * **Depends on**: [secrets-key-management](../71-infrastructure-patterns/secrets-key-management/SKILL.md) * **Compatible with**: [api-design-contracts](../71-infrastructure-patterns/api-design-contracts/SKILL.md) * **Conflicts with**: Storing card details directly, bypassing PCI DSS * **Related Skills**: [backend-api](../03-backend-api/SKILL.md) --- ## Quick Start / Implementation Example 1. Review requirements and constraints 2. Set up development environment 3. Implement core functionality following patterns 4. Write tests for critical paths 5. Run tests and fix issues 6. Document any deviations or decisions ```python # Example implementation following best practices def example_function(): # Your implementation here pass ``` ## Assumptions / Constraints / Non-goals * **Assumptions**: - Development environment is properly configured - Required dependencies are available - Team has basic understanding of domain * **Constraints**: - Must follow existing codebase conventions - Time and resource limitations - Compatibility requirements * **Non-goals**: - This skill does not cover edge cases outside scope - Not a replacement for formal training ## Compatibility & Prerequisites * **Supported Versions**: - Python 3.8+ - Node.js 16+ - Modern browsers (Chrome, Firefox, Safari, Edge) * **Required AI Tools**: - Code editor (VS Code recommended) - Testing framework appropriate for language - Version control (Git) * **Dependencies**: - Language-specific package manager - Build tools - Testing libraries * **Environment Setup**: - `.env.example` keys: `API_KEY`, `DATABASE_URL` (no values) ## Test Scenario Matrix (QA Strategy) | Type | Focus Area | Required Scenarios / Mocks | | :--- | :--- | :--- | | **Unit** | Core Logic | Must cover primary logic and at least 3 edge/error cases. Target minimum 80% coverage | | **Integration** | DB / API | All external API calls or database connections must be mocked during unit tests | | **E2E** | User Journey | Critical user flows to test | | **Performance** | Latency / Load | Benchmark requirements | | **Security** | Vuln / Auth | SAST/DAST or dependency audit | | **Frontend** | UX / A11y | Accessibility checklist (WCAG), Performance Budget (Lighthouse score) | ## Technical Guardrails & Security Threat Model ### 1. Security & Privacy (Threat Model) * **Top Threats**: Injection attacks, authentication bypass, data exposure - [ ] **Data Handling**: Sanitize all user inputs to prevent Injection attacks. Never log raw PII - [ ] **Secrets Management**: No hardcoded API keys. Use Env Vars/Secrets Manager - [ ] **Authorization**: Validate user permissions before state changes ### 2. Performance & Resources - [ ] **Execution Efficiency**: Consider time complexity for algorithms - [ ] **Memory Management**: Use streams/pagination for large data - [ ] **Resource Cleanup**: Close DB connections/file handlers in finally blocks ### 3. Architecture & Scalability - [ ] **Design Pattern**: Follow SOLID principles, use Dependency Injection - [ ] **Modularity**: Decouple logic from UI/Frameworks ### 4. Observability & Reliability - [ ] **Logging Standards**: Structured JSON, include trace IDs `request_id` - [ ] **Metrics**: Track `error_rate`, `latency`, `queue_depth` - [ ] **Error Handling**: Standardized error codes, no bare except - [ ] **Observability Artifacts**: - **Log Fields**: timestamp, level, message, request_id - **Metrics**: request_count, error_count, response_time - **Dashboards/Alerts**: High Error Rate > 5% ## Agent Directives & Error Recovery *(ข้อกำหนดสำหรับ AI Agent ในการคิดและแก้ปัญหาเมื่อเกิดข้อผิดพลาด)* - **Thinking Process**: Analyze root cause before fixing. Do not brute-force. - **Fallback Strategy**: Stop after 3 failed test attempts. Output root cause and ask for human intervention/clarification. - **Self-Review**: Check against Guardrails & Anti-patterns before finalizing. - **Output Constraints**: Output ONLY the modified code block. Do not explain unless asked. ## Definition of Done (DoD) Checklist - [ ] Tests passed + coverage met - [ ] Lint/Typecheck passed - [ ] Logging/Metrics/Trace implemented - [ ] Security checks passed - [ ] Documentation/Changelog updated - [ ] Accessibility/Performance requirements met (if frontend) ## Anti-patterns / Pitfalls * ⛔ **Don't**: Log PII, catch-all exception, N+1 queries * ⚠️ **Watch out for**: Common symptoms and quick fixes * 💡 **Instead**: Use proper error handling, pagination, and logging ## Reference Links & Examples * Internal documentation and examples * Official documentation and best practices * Community resources and discussions ## Versioning & Changelog * **Version**: 1.0.0 * **Changelog**: - 2026-02-22: Initial version with complete template structure